Access to and use of this Web site ("The Pay-All-Easy website") is provided subject to these terms and conditions. USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS.

Use of Material on the Pay-All-Easy Web Site

The information, artwork, text, video, audio, or pictures (collectively, "Materials") contained on the Pay-All-Easy Web site are protected by copyright laws. Unless you are a Pay-All-Easy Merchant or Partner, you may only access and use the Materials for personal or educational purposes and you must include any copyright notice originally included with the Materials in all copies. You may not modify or use the Materials for any other purpose without Pay-All-Easy Financial Services's ("Pay-All-Easy's") express written consent. Except as provided below, you may not reproduce, republish, post, transmit or distribute any Materials on the Pay-All-Easy Web site.

Any computer software downloadable or otherwise available from the Pay-All-Easy Web site is licensed subject to the terms of the applicable license agreement.

The Materials included on the Pay-All-Easy Web site have been compiled by Pay-All-Easy from a variety of sources, and are subject to change without notice.

Linking to the Pay-All-Easy Web Site

You may place a link from your website to Pay-All-Easy’s website provided that you comply with these Terms of Use:

• You must only link to Pay-All-Easy’s homepage www.payalleasy.com
• You must not copy all or any part of the content in Pay-All-Easy’s website into your website
• You must not create a frame or border environment around Pay-All-Easy’s website content
• You must not deep link to any Pay-All-Easy content without Pay-All-Easy’s permission in writing
• You must not claim Pay-All-Easy’s website content as being your own
• You must not in any way imply that Pay-All-Easy is endorsing your website or its products or services
• You must not make false or misleading statements about Pay-All-Easy
• You must not use Pay-All-Easy’s trademarks, goodwill, image, or other intellectual property rights without the written consent of Pay-All-Easy
• You must ensure that your website does not include content which could be regarded as distasteful, controversial or offensive
• You must ensure your website does not violate any intellectual property rights or other rights that belong to Pay-All-Easy or any third parties
• Pay-All-Easy has the right to request that you remove a link that breaches these Terms of Use and, if necessary, take legal action against you
• Pay-All-Easy does not accept responsibility for the accuracy or content of any third party website, web pages, services or other information external to its website.

Pay-All-Easy may, at its discretion, change these Terms of Use at any time.

Sites Linked from the Pay-All-Easy Website

The sites linked from the Pay-All-Easy Web site are not under Pay-All-Easy's control, and Pay-All-Easy does not assume any responsibility or liability for any communications or materials available at such linked sites. Pay-All-Easy does not intend links on the Pay-All-Easy Web site to be referrals or endorsements of the linked entities; they are provided for convenience only.

Disclaimer of Warranty

The services, information or data (collectively, "Information") made available at the Pay-All-Easy Web site are provided "AS IS", without warranties of any kind. Pay-All-Easy expressly disclaims any representations and warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. Pay-All-Easy shall have absolutely no liability in connection with the services including without limitation, any liability for damage to your computer hardware, data, information, Materials and business resulting from the Information or the lack of information available on the Pay-All-Easy Web site. Pay-All-Easy shall have no liability for:

Any loss or injury caused, in whole or in part, by its actions, omissions, or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Information;

Any errors, omissions, or inaccuracies in the Information regardless of how caused, or delays or interruptions in delivery of the Information; or

Any decision made or action taken or not taken in reliance upon the Information furnished hereunder.

Pay-All-Easy makes no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the Information or that the Information may be relied upon for any reason. Pay-All-Easy makes no warranty, representation or guaranty that the Information will be uninterrupted or error free or that any defects can be corrected. For purposes of this section, "Pay-All-Easy" shall include Pay-All-Easy Financial Services and its divisions, subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information or data.

Limitation of Liability

Under no circumstances shall Pay-All-Easy be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, from the use of, or reliance on, the Information, or from the use of the Internet generally.

For purposes of this section, "Pay-All-Easy" shall include Pay-All-Easy Financial Services and its divisions, subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information or data.