| Real-time credit card processing |
Real-time authorization enables merchants to quickly determine whether there is sufficient credit available on a cardholder's credit card to complete a purchase, and display this information to the purchaser. This typically takes place in under five seconds. Real-time authorization enhances the customer purchase experience and eliminates the need for merchants to call back customers for declined credit cards. |
| Support for all major credit cards |
Pay-All-Easy Transaction Network supports all major credit cards such as VISA, MasterCard, American Express, JCB, Discover and Diner's Club, from whatever corner of the globe your customers are from. Pay-All-Easy provides you with the flexibility you need to support your customers' preferred credit card payment method. |
Interactive transaction register |
The interactive register is a secure area of the Pay-All-Easy website where transactions can be managed. Through the interactive register, merchants have the ability to settle, freeze, thaw, issue full, blind and partial credits, establish a recurring payment schedule, delete, reauthorize expired transactions, and view transaction detail. These controls can be performed on any given transaction or group of transactions (note: most Interactive register functions can also be performed from outside the system using specialized interfaces).
The interactive register is a powerful tool to assist you in managing your business. |
| Up to 30 user-definable fields |
Pay-All-Easy enables up to 30 user-definable fields to be sent to and stored by the Pay-All-Easy system. This means that survey information, product information (or whatever other information you may find valuable) can be permanently associated with each transaction. This information can then be retrieved using Pay-All-Easy's powerful reporting tools; an easy way to mine a wealth of data to help you run your business. |
Comprehensive reporting tool |
Pay-All-Easy provides the most advanced reporting tools in the industry, with a full suite of online standard and custom reports. Pay-All-Easy's support for up to 30 user-definable fields means that you can perform in-depth data mining. And with the ability to quickly export any report, you can use your favorite reporting tool to analyze your business.
With Pay-All-Easy's new Reporting API, many of the tasks involved in generating frequently-used reports can be automated with the click of a single button. |
| Customer and merchant email notification options |
Pay-All-Easy supports automatic sending of confirmation emails to you (using multiple email addresses) and/or your customers. These emails are fully-configurable, and can include whatever level of order detail you require. The email notification feature provides valuable information to both you and your customers. It is also a tool that you can use to send messages to your entire customer base. Since Pay-All-Easy uses its own email servers to send notification messages, you don't need to rely on your own email service for this feature. |
Recurring payments |
Merchants who are providing subscriptions or any service that requires billing on a regular periodic schedule can automate this task with Pay-All-Easy's recurring payment capability. Nine different recurring payment periods are supported (e.g. monthly, weekly, semi-annually, etc.).
This feature eliminates the need for you to re-enter your customers' credit card number each time a recurring payment is required, It also eliminates the need for you to assume the risk of storing credit cards in your database.
Recurring payments can be created from within the Pay-All-Easy adminstrative area, or directly through an external interface [e.g. Virtual Point of Sale (VPOS)). |
| Support for U.S. and Canadian merchants |
Pay-All-Easy supports businesses around the world that have (or can acquire) a U.S. and/or Canadian merchant account. This gives merchants the flexibility to accept payments from their customers in U.S. and/or Canadian currencies. |
| Support for many leading shopping cart applications |
The Pay-All-Easy payment gateway is integrated into a wide variety of shopping cart applications. This enables your developer to leverage existing shopping cart applications without the need to "build them from scratch", thereby reducing your start-up costs. |
AVS and CVV2/CVC2/CID fraud screening support |
Pay-All-Easy provides full control of Address Verification Service (AVS) fraud prevention features for U.S. cardholders. AVS verifies personal address and billing information provided by a customer at the time of an online credit card transaction. The service verifies that the information provided by the customer matches the information the credit card company has on file for the credit card number entered.
CVV2, CVC2, and CID are designed to reduce fraud in a "card-not-present" environment by validating that a genuine Visa, Master Card, Discover credit card is being used during a transaction. |
| Industry-leading security and reliability |
Pay-All-Easy offers the highest levels of security in the industry. Transactions are secured using SSL encryption between the purchaser and the Skipjack gateway. Once stored on the Pay-All-Easy system, each transaction is individually encrypted (secured) using patent-pending security technology. Even in the unlikely event that one transaction is compromised, all other transactions remain secured. In addition, credit card numbers are stored only on the Skipjack system, and only the last four digits of credit card numbers are viewable by merchants. The Pay-All-EasyTransaction Network facility itself is secured using advanced technologies and processes to provide your service with the ultimate in reliability. |
| Comprehensive user guides and support |
Pay-All-Easy provides extensive documentation to support the set-up and ongoing management of the Pay-All-Easy payment service. In addition, if you ever have any questions regarding the service, we are always here to help. |
